Role : Sr. Risk Analyst - Portfolio Management
Experience : 5+ Yrs
Location : Bangalore

Role and Responsibilities:

• Understand the credit policies for various Banks and NBFCs in the Indian lending space
• Provide thought-leadership on risk management, portfolio quality, statistical delinquency models, income estimation, fraud prevention and customer acquisition strategies
• Monitor and improve existing portfolio quality by designing tests and experiments capturing customer credit behavior insights
• Coordinate with technology and business team to build out new risk management capabilities and refine existing ones
• Ideate and help launch next-generation lending products and structures that will drive the next level of innovation
  

Desired Candidate Profile:

• 5+ Year of experience in credit scoring, risk modeling and policies
• Experience in credit risk for short-term unsecured loan products as personal loans and credit cards in the Indian market
• Experience in developing lending, customer acquisitions and portfolio management strategies
• Proficiency in relevant analytic programming skills (R, Python, Excel)
• Comfort in re-defining frontiers and passion for doing cutting-edge work in unsecured credit risk.

About SmartCoin:

We are on a mission to create India’s largest fully automated financial Inclusion organization by providing an array of financial services such as micro-loans to the vast underserved middle/lower-income segment. Being in the Top 10 Google Launchpad-backed AI/ML Techstart-ups, you will meet the first-hand challenge of building & scaling the business.

You will work with some of the brilliant minds across the industry who passionately feel about solving the macro issue of financial Inclusion.

We are present in over 17,000 pin codes in the country and have served over 5.5Mn users across India. The user profile ranges from Micro-entrepreneurs, small retailers, Blue-Grey collared workers and Salaried employees across sectors.You will be one of the key owners of Petabytes of data and drive organizational growth by extracting & applying data-driven insights. You will also get an opportunity to work and patent your AI/ML tec

Our Culture

Do you thrive on working on cutting edge technology? Working with innovators in the early stages of ideas, products, or platforms? Do you want to transform an industry? Crave new challenges and solving hard customer problems using the latest in software technology?...

As a developer/product manager at SmartCoin, you will use the latest technologies to create amazing, customer-focused products. Come help us re-imagine our solutions to provide world-class, best of breed solutions to delight our customers. Make a major impact on the FinTech industry.