Job Title: Analyst – Data & Business Intelligence
Reports to: Associate – Credit & Risk
Role: Full-time
Location: Hyderabad

Job Purpose/Description: The Analyst will be an integral part of the Credit & Risk - Data & Business Intelligence (BI) team, responsible for leading Data and BI initiatives to enhance Credit Risk monitoring within the Caspian portfolio. This role involves identifying and analyzing internal and external data to generate actionable insights by transforming indicators into quantitative models and qualitative reports.

Duties and Responsibilities:

Risk Analytics:

  • Build, conceptualize, and maintain scorecards and dashboards to provide timely insights on portfolio risk performance.
  • Enhance risk monitoring reports within the system and address ad-hoc data requirements from various stakeholders.

Data Management:

  • Manage the aggregation and consolidation of multiple data sources across systems for risk dashboards and ML models.
  • Utilize both internal and external data sources to solve business problems across different spheres, such as underwriting and risk monitoring.
  • Identify and eliminate bottlenecks in existing processes to improve team efficiency.

Miscellaneous:

  • Collaborate with the Tech team to write user stories, conduct user acceptance testing, and provide sign-off for deploying risk modules.
  • Engage with external data partners and consultants to drive independent projects on dashboarding and ML models.
  • Conduct training sessions to build capacity within the organization and ensure the dissemination of new tools and processes.

Qualifications: We encourage applications from qualified individuals, with a strong emphasis on fostering diversity and inclusivity. Women are encouraged to apply.

  • Experience:
    • Minimum 2+ years of experience in implementing statistical/machine learning algorithms (e.g., regression, decision trees).
    • Proficiency in statistical analysis using Python/R.
    • Experience managing databases using SQL/MySQL.
  • Education: PGDM/Master’s degree in Statistics/Finance/quantitative disciplines.
  • Specialized Knowledge/Skills: Clustering, Data Analysis, Financial Modeling, Logistic Regression, Machine Learning, Risk Analytics, Scorecard Building, Statistical Modeling.
  • Technical Skills: Proficiency in Python/R, SQL/MySQL, Power BI.
  • Abilities:
    • Strong analytical judgment in credit matters.
    • Humility and drive for learning.
    • Integrity, reliability, and independence.
    • Good personal discipline and planning capabilities.
    • Accuracy, precision, and attention to detail.
    • Ability to foster good working relationships within the team.

This role offers an exciting opportunity to contribute to the enhancement of Credit Risk monitoring within Caspian, leveraging advanced analytics and business intelligence techniques to drive informed decision-making.

About Company

Caspian Debt is a specialized debt vehicle registered as a non-banking finance company (NBFC) and backed by reputed investors
like SIDBI Venture Capital, Gray Ghost Ventures (USA), FMO (Dutch Govt Development Finance Institution), DFC (USA), and
Triodos Investment Management, apart from its promoter Caspian Equity. Over the past decade, Caspian Debt has provided debt
finance of about INR 2,300 Crore to more than 190 small and medium corporate entities across several high impact sectors like
food & agribusiness, financial inclusion, healthcare, clean energy, education, water & sanitation, etc.
Caspian Debt takes an investment approach to lending. Our loan ticket sizes range from INR 0.5-150 million. We provide a wide
variety of financial products which include term loans, working capital, purchase order finance, bill discounting, receivables finance,
revolving limits, venture debt, subordinated debt, guarantees, quasi-equity, etc. Unlike traditional lenders, Caspian Debt does not
make lending decisions based on mortgage collateral, but instead depends upon business data and customised product structuring
to make loans to high impact companies.
THE CASPIAN CULTURE
Caspian promotes meritocracy and is an equal opportunity employer. You will be an important part of our organization and will
have a key role in our continuing success. Working as a team is critically important at Caspian. Our organization is lean and requires
efficient solutions, unencumbered by excessive bureaucracy. As a result, we work together to find the most innovative answers,
maintaining a very entrepreneurial environment.
We encourage you to visit our website at https://www.caspiandebt.in/ for more information on the firm.