Job Description
Designation: Credit Manager
Location: Tumkur, Karnataka
About InCred:
InCred is a new-age financial services platform that leverages technology and data-science to make lending quick and easy. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs and circumstances – offering our customers a truly superior borrowing experience. To know more about us, do visit our website- www.incred.com.
Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. He/She will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy.
Job description:
Evaluating the creditworthiness of potential customers.
Creating credit scoring models for risk assessments.
Approving and rejecting loans based on available data.
Calculating and setting loan interest rates.
Negotiating the terms of the loan with new clients.
Ensuring all loans and lending procedures comply with regulations.
Maintaining records of all company loans.
Monitoring loan payments and bad debts.
Reviewing and updating the company’s credit policy.
Credit Manager Requirements:
Bachelor’s degree in accounting, business administration, finance, or a similar field.
Proven work experience as a credit manager.
Advanced knowledge of accounting software.
Good understanding of lending procedures.
Advanced mathematical skills.
Excellent analytical skills.
Candidate Profile:
Graduation is mandatory.
Proven work experience as a Credit Manager, Credit Analyst, or similar role
Excellent analytical skills.
Good communication skills.
Good interpersonal skills