Analyst / Sr. Analyst – Credit Abuse Operations
Experinece_2-5yrs
Location: On site ( Office ) - Lunkad Sky Vista, Viman Nagar, Pune
About company:
bluCognition is an AI/ML based start-up specializing in developing data products leveraging alternative
data sources and providing servicing support to our clients in the financial & telecom sector. Founded in
2017, by some very named senior professionals from the financial services industry, the company is
headquartered in the US, with the delivery center based in Pune.
We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset
who wants us to join in this exciting journey.
The Role:
Analyst / Sr. Analyst in the Credit Abuse Operations’ process for a premier US-based Telecom client,
renowned as an industry leader and one of the most esteemed companies in the telecommunications
sector.
You will be responsible for manually reviewing credit abuse /fraud suspect cases, leveraging external
research and expertise of lending, credit, fraud and credit abuse policies. You will also play a critical role in
identifying and investigating potential instances of fraud, assessing risk, and implementing strategies to
mitigate fraudulent activities.
Responsibilities:
Conduct thorough manual reviews of credit abuse / fraud suspect cases to identify suspicious
activities and potential fraud indicators
Utilize MS Excel proficiency to analyze large datasets and extract meaningful insights related to
lending, credit, and financial transactions
Collaborate with cross-functional teams including risk management, credit, fraud, compliance, and
legal departments to investigate and resolve fraud cases efficiently and effectively
Stay abreast of industry trends, regulations, and best practices related to fraud detection and
prevention in lending and financial services
Develop and maintain comprehensive documentation of fraud cases, investigation findings, and
resolution actions taken
Assist in the development and implementation of fraud prevention strategies, policies, and
procedures
Qualification & Skills:
Bachelor's degree in any field.
Minimum of 2 years of experience in a similar role within the financial services industry, with a focus
on credit abuse / fraud detection and prevention.
Experience working with Credit Abuse/ Fraud role in a US-based company is strongly preferred
Demonstrated expertise in manual credit abuse / fraud review processes and data analysis
techniques.
Strong understanding of lending principles, loan products, credit risk management, and financial
transactions.
Excellent analytical skills with the ability to interpret financial data and identify patterns or anomalies
indicative of fraudulent activities.
Effective communication skills with the ability to articulate findings and recommendations to diverse
stakeholders.
Detail-oriented, organized, and able to manage multiple priorities in a fast-paced environment.
Team player with a collaborative mindset and a commitment to upholding ethical standards and
confidentiality.
Thorough understanding of the functions and diverse features of MS Office applications such as Excel,
Word, PPT etc. with strong emphasis on generating management information system (MIS) reports
and dashboards using advanced Excel features.