About InCred
InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs and circumstances – offering our customers a truly superior borrowing experience. Since its founding InCred has raised over $250 Million till date in funding from marquee investors such as Dutch development finance institution FMO, US-based asset manager Moore Capital, India, and Latin America-focused PE fund Elevar, and Alpha Capital, and lent more than $1 Billion in loans to individual borrowers, institutions, small and medium businesses till date.
InCred’s vision:
To create a trustworthy, transparent, and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle-class Indian households while protecting the interests of all stakeholders
Location: - Bengaluru
Job Title: -
Product Analyst
As a member of the Product team, you will be:
● Assisting our supply chain financing (SCF) business, by:
○ Conduct thorough analysis to understand the current processes and identify areas for improvement and optimization.
○ Work with the PM and stakeholders to continue to refine business requirement
○ Create, maintain and review business requirements as PRFAQ and Epics / User Stories in Jira.
● Resolving user/partner issues, by:
○ Collaborating with Technical Support team members to properly triage and manage incoming inquiries to resolve in a timely manner
○ Gathering the required information necessary in order to best handle the technical issues
○ Owning the root cause fix of the issues and continually driving issues encountered down with a focus on automation and operations excellence
○ Willing to provide weekend coverage, if and when needed to handle emergencies
● Presenting data-driven insights and analysis to non-technical stakeholders with excellent communication skills, both written and verbal.
● Exhibiting strong problem-solving skills
● Making timely updates about new feature releases to the documentation portal
● Multitasking in a fast paced environment
● Collaborating with cross-functional stakeholders to understand the business processes, formulate and complete end-to-end analysis
Qualifications:
An ideal candidate would have:
● 1+ years of experience as
○ A Product analyst (Banking/Fintech experience would be an added advantage),
OR,
○ A software developer
● Intellectual curiosity and learning drive to create continuous improvement - a core value
● Experience in collaborating with users and partners is preferred
● Strong communication & management skills
● Working knowledge of Excel/Google sheets
● A great attitude and calm demeanour
● Basic knowledge of APIs and SQL queries.
Interview Process
● 1st Round: Tele-screening by HR
● 2nd Round: Written assignment
● 3rd Round: Product thinking and Problem solving ability by Nirmal
● 4th Round: Culture fit by CTPO